Great pad for the price- the memory foam panels and nice and thick without being bulky and my saddle molded well into them. My horse seemed more comfortable under saddle than with my older, quilted half pad. My only mark off is the front pad on one side shifted a little during the ride and got a little lumpy, though once off the horse i easily fluffed it back into the correct position. Would absolutely buy again. Oh and I got the white [bold color choice...] but i was able to easily brush any dirt off it and the suede like material seemed to repel basic amounts of dirt. Havent tried to wash it yet but seems like it would hold up well- very study construction.